Best Tax Software 2026: Complete Comparison
Published January 11, 2026 · Tax year 2025
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Filing taxes shouldn’t cost a fortune. We compared top tax software solutions based on ease of use, accuracy, price, and customer support to help you find the best fit.
Quick Answer
Best Overall: TurboTax Deluxe at $119.99, offers guided audit defense and state included
Best Value: FreeTaxUSA for $0, accepts donations, supports self-employed with Schedule C
Best Free Option: IRS Free File (if income under $79K), supported by IRS partnerships
Best for Business: TurboTax Self-Employed at $269.99, includes quarterly estimated tax payments
Price Range: Free to $269.99 (Self-Employed), IRS Free File available for qualifying taxpayers
Quick Comparison
| Software | Price | Free Federal | Rating |
|---|---|---|---|
| TurboTax Deluxe | $119.99 | No | 4.7/5 |
| H&R Block | $99.99+ | Free version | 4.5/5 |
| TaxAct | $49.95+ | Free version | 4.6/5 |
| FreeTaxUSA | Free / $14.99 state | Yes (free) | 4.8/5 |
| TaxSlayer | $39.95+ | Free version | 4.4/5 |
Top Recommendations
1. TurboTax (Intuit)
Best for comprehensive features and hand-holding. Premium support and guaranteed refunds.
- Price: $119.99 (Deluxe) - $259.99 (Self-Employed)
- Free Federal: No (TurboTax Free is IRS Free File, income limits apply)
- Best Features: Comprehensive interview, audit defense, CPA chat support
- Cons: Most expensive option
2. H&R Block
Best for customer support and branch access. Free federal included in free version.
- Price: Free (federal) / $99.99+ (premium)
- Free Federal: Yes (with limitations)
- Best Features: In-person filing at H&R Block offices, live chat support
3. FreeTaxUSA
Best value. Completely free federal filing, only charge for state.
- Price: Free (federal) / $14.99 (each state)
- Free Federal: Yes (no income limits)
- Best Features: Truly free, simple interface, no upselling
- Con: Limited phone support
FAQ
Should I use free tax software?
Yes, if your taxes are simple. Use IRS Free File (TurboTax Free, FreeTaxUSA) for standard situations.
Is TurboTax worth $120?
Only if you have complex taxes or need peace of mind. For most people, FreeTaxUSA or TaxAct saves $100+.